10 Ways to Reduce Your Holiday Expenses

As the holiday season ramps up, I'm trying to follow the advice of experts like Suze Orman, who helped me come up with 10 ways to spend less during the holidays. I especially appreciated Suze's cautionary advice that sometimes gifts can become burdens -- for example, if you're spending beyond your means, that $50 sweater can end up costing a lot more if you're not able to pay the credit card balance in full. Frightening, but true if your finances aren't in order.

And though it's easier said than done, it may be worth reminding ourselves why we're giving gifts in the first place. For ideas on how to stay within your budget this year, check out this GoodHousekeeping.com slideshow featuring 10 ways to cut costs on gifts, food (entertaining isn't cheap!), and yes, even decorations.

Photo by Amy Chen

How to Keep Your Credit Cards Safe While Traveling

Traveling internationally is not the time to run into problems with your credit card. Yes, you already called your bank to add a travel note so your account isn't shut down, but what if you encounter any travel delays on the way home?

On a recent trip to Europe, my bank suggested that I tack on an extra day in case a canceled flight left me stranded overseas. Brilliant tip.

Read more smart ways to keep your credit cards safe in this piece by Dana Dratch, featuring advice from Peter Greenberg and yours truly.